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Tips for HMDA Compliance

On Jan. 29, 2021, the Federal Reserve System issued Consumer Compliance Outlook Fourth Issue 2020 featuring articles on the Home Mortgage Disclosure Act (HMDA), mortgage servicing and an overview of various regulatory updates. The article on HMDA is ...
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HPML Escrow Exemption Final Rule

On Jan. 19, 2021, the Consumer Financial Protection Bureau (CFPB) issued a final rule on the Higher-Priced Mortgage Loan (HPML) escrow exemption. The 68-page final rule pertains to the requirement in Regulation Z that creditors must establish escrow ...
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