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HUD Strengthens the Effects Test

On March 17, 2023, the Department of Housing and Urban Development (HUD) issued a 184-page final rule reversing an early rule imposed in 2020, which limited the application of the effects test. The effects test refers to the principle that discri...
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CFPB Rulemaking Plans

In December 2022, the Consumer Financial Protection Bureau (CFPB) issued its Fall 2022 Regulatory Agenda, which includes the CFPB’s planned rulemakings. The good news is it appears the CFPB might be transitioning back to a more formal proposal and ...
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