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NCUA Issues 2020 Annual Report

On Mar. 16, 2021, the National Credit Union Administration (NCUA) issued the NCUA 2020 Annual Report. While the 246-page annual report does not include much information on regulatory compliance, there are a few noteworthy compliance items credit unio...
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CFPB Rescinds Abusiveness Policy Statement

On Mar. 11, 2021, the Consumer Financial Protection Bureau (CFPB) rescinded the Jan. 24, 2020 Statement of Policy Regarding Prohibition on Abusive Acts or Practices policy statement. The policy statement indicated the CFPB would decline to seek civil...
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CFPB Backtracking on QM Rule

On Feb. 23, 2021, the Consumer Financial Protection Bureau (CFPB) issued a Statement on Mandatory Compliance Date of General QM Final Rule and Possible Reconsideration of General QM Final Rule and Seasoned QM Final Rule addressing two final rules pre...
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