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John Zasada, Compliance Consulting Director, Financial Institutions Group
On Dec. 11, 2020, the Consumer Financial Protection Bureau (CFPB) issued its Fall 2020 Rulemaking Agenda. The document lists the regulatory areas the CFPB plans to focus on between November 2020 and November 2021. Some of these areas have already been addressed by the CFPB, including three final rules on qualified mortgages and a final rule on the Fair Debt Collections Practices Act (FDCPA). Upcoming CFPB regulatory actions include the following:
FDCPA disclosure final rule
LIBOR Index final rule
Appraisal proposed rule
Mortgage servicing final rule
Home Mortgage Disclosure Act proposed rules
On its long-term agenda, the CFPB plans to address the TILA/RESPA Integrated Disclosures (TRID) rule and payday loans.
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