Compliance Insights

Issue 2 | 2022

Access the second issue of 2022 here for can’t-miss compliance topics, including:

• Supervisory Guidance on Multiple Re-Presentment NSF Fees
• The Dangers of Incentive-Based Compensation
• Fair Credit Reporting Act Reporting Requirements Refresher
• Beware of Redlining

Issue 1 | 2022

Read the first issue of 2022 here for important compliance topics, including:

• Spring 2022 Supervisory Highlights Released
• CFPB’s Concerns With Black-Box Credit Models
• FDIC Highlights Common Compliance Violations

Issue 4 | 2021

Explore the fourth issue of 2021 here for relevant compliance topics, including:

• LIBOR Index is Discontinued: Here’s What Financial Institutions Should Know
• New Initiatives to Combat Redlining Practices
• Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual Gets Updates
• CFPB Pledges Enhanced Scrutiny for Financial Institutions Depending Heavily on Overdraft Fees

Issue 3 | 2021

Access the third issue of 2021 here for trending compliance topics, including:

• Electronic Funds Transfers: Common Error and Resolutions Questions Answered
• Cadence Bank Settles Housing Discrimination Claims with the DOJ and OCC
• FinCEN Issues Anti-Money Laundering Priorities
• CFPB Identifies Regulation Violations in Latest Supervisory Highlights

Issue 2 | 2021

Check out the second issue of 2021 here for can’t-miss topics, including:

• Capitol One Assessed $390 Million Civil Money Penalty for BSA Violations
• CFPB Issues Interpretive Rule on Discrimination on the Bases of Sexual Orientation and Gender Identity
• Amendment to Truth in Lending Act (Regulation Z): General Qualified Mortgage Loan Definition
• Seasoned Qualified Mortgage Loan Definition

Issue 1 | 2021

Browse the first issue of 2021 here for recent buzzworthy topics, including:

• CFPB Issues Highly Anticipated Fair Debt Collections Practices Act Final Rule
• CFPB Issues Advertising Consent Orders
• CFPB Issues Consent Order for Overdraft Protection Violations
• CFPB Supervisory Highlights Summer 2020

Issue 2 | 2020

Access the second issue of 2020 here for insights on:

• Commonly Cited Consumer Compliance Violations
• Federal Reserve Drops Regulation D Six Convenient Transaction Limitation
• Individual CMP for BSA Violations
• 2020 Home Mortgage Disclosure Act Final Rule

Issue 1 | 2020

Read the first issue of 2020 here, where we cover:

• CFPB Releases Policy Statement on Abusiveness
• Supervisory Highlights Illustrate Key Compliance Concerns
• Remittance Transfer Rule Provider Relief Considered
• HDMA Small Entity Guide Released
• FDIC Ombudsman Office Shine Light on Compliance Issues
• HMDA Final Rule and New Guidance Rule