Community Banks

In today’s environment of increasing uncertainty, capital challenges and compliance demands, it is easy to lose sight of your bank’s long-term strategic goals. Helping your community bank ensure financial stability for customers, manage risks and build a future full of growth opportunities are the banking CPAs at Doeren Mayhew. As one of the nation’s largest certified public accounting and advisory firms with a dedicated, industry-focused Financial Institutions Group, our community banking CPA firm offers your institution a distinctive experience.

Working with community banks for more than 40 years, Doeren Mayhew’s Financial Institutions Group understands the challenges you face and has the solutions to overcome them. Leveraging experience working with more than 350 financial institutions across the nation from start-ups to more than $8 billion in assets, our team of banking CPAs can deliver valuable insight across all facets of your operations to position your community bank for success now and into the future.

Drawing on our technical disciplines and unique engagement approach, we provide an unmatched level of service, including:

• A custom approach with an ability to modify engagements for issues that arise along the way
• Deep interest in your bank’s specific goals, backed by the expertise to help you achieve them
• Shareholder-level attention on your engagement, both on- and off-site
• The application of industry best practices to enhance the bank’s operations as a whole
• Year-round access to our banking CPAs to answer questions in your time of need

Respected Banking CPAs

Achieving status as a top community banking CPA firm requires unparalleled knowledge, client focus and industry experience backed by the credentials to provide insight into many facets of your bank. Our team is comprised of highly credentialed professionals across a variety of cross-technical areas who are recognized nationally as top banking CPAs and thought leaders.

At Doeren Mayhew, we go beyond simply providing trusted banking audit services to truly serve the industry as advocates. Our banking CPAs can often be seen presenting new accounting practices, regulatory updates and technical principles at local, regional and national industry events. This proactive outreach has garnered Doeren Mayhew a strong reputation as an advocate within the industry, as well as among regulatory bodies.

Community Banking CPA Services

From performing a sound audit to finding the perfect merger partner, our community banking CPAs offer an extensive menu of banking CPA services and banking audit services tailorable to your community bank’s complexity and needs.

Audit and Assurance

• Financial Statement Audit
• Outsourcing and Co-sourcing Internal Audit
• 401(k)/Pension Plan Audits
• Enterprise Risk Management
• Directors’ Exams

Regulatory Compliance

• Deposit Regulation Audits
• Lending Regulation Audits
• Operational Regulation Audits
• Bank Secrecy Act and Anti-Money Laundering (BSA/AML) Compliance
• Automated Clearing House (ACH) Procedures

Information Technology Assurance

• IT audits
• IT compliance
• IT security and privacy
• IT governance
• Service organization controls

Loan Portfolio Services

• Consumer and Real Estate Loan Portfolio Review
• Loan Portfolio Analysis
• Commercial Credit Risk Advisory
• Allowance for Loan and Lead Losses Validation
• CECL Modeling and Guidance

Merger Advisory

• Board Education and Training
• Strategic Planning
• Prospecting Analysis
• Transaction Assessment and Structure
  • Core Deposit Intangibles
  • Fair Valuation of Capital and Goodwill
  • Loan portfolio valuation
• Regulatory Approval and Closing
• Post-Merger Integration

Other Advisory

• Training and Education
• Fraud and Forensic Investigation
• Litigation Support
• Tax planning and compliance

Start getting the banking CPA services your institution deserves.  Contact Doeren Mayhew’s banking CPAs and auditors today!