Loan Review Services

A financial institution’s largest asset is its lending portfolio, and accordingly, can be the biggest risk threatening the financial health of your credit union. With your credit union’s future dependent on the performance of your loan portfolio, it is critical to properly manage the credit and collateral risks of commercial, real estate and consumer loans. For this reason, having third-party loan review services performed is imperative, not only from a regulatory perspective, but also to ensure the safety and soundness of the credit union as part of the overall risk management process.

Leveraging more than 25 years of hands-on experience working as credit analysts, loan officers, loan auditors and bankers themselves, Doeren Mayhew’s team of lending credit union auditors understand your business and the importance of value-added loan review services. Look to our loan review consultants to:

• Ensure sound underwriting policies and procedures are in place
• Validate accounting standards and regulatory guidelines
• Assess the risk-rate of loans and loan policy exceptions
• Evaluate allowance for loan and lease loss methodology
• Help management understand the overall loan portfolio quality
• Provide solutions for improvements

Delivering Value in Our Loan Review Services

Doeren Mayhew’s lending specialists have an in-depth understanding of the current environment in which credit unions lend. Combining our understanding of your situation with technical lending expertise, Doeren Mayhew offers a variety of loan review services for credit unions that deliver value, including:

• MBL loan review services
• Credit analysis
• Loan structuring
• Collections review
• Collateral analysis
• Borrower due diligence
• Underwriting evaluation
• Loan policy development and evaluation
• Covenant monitoring
• Peer comparisons
• Workouts
• Troubled debt restructures
• Secondary market quality control reviews
• Internal loan review control implementation
• Business plans for new loan offering
• Training of employees on lending portfolio review

Want to make sure your credit union’s largest asset is performing to its full potential? Rely on Doeren Mayhew’s credit union auditors and loan review consultants to deliver the value-added loan review services your credit union needs. Contact them today!