Credit Union Loan Review Services

A financial institution’s largest asset is its lending portfolio, and accordingly, can be the biggest risk threatening the financial health of your credit union. With your credit union’s future dependent on the performance of your loan portfolio, it is critical to properly manage the credit and collateral risks of commercial, real estate and consumer loans. For this reason, having third-party loan review services performed is imperative, not only from a regulatory perspective, but also to ensure the safety and soundness of the credit union as part of the overall risk management process.

Leveraging more than 25 years of hands-on experience working as credit analysts, loan officers, loan auditors and bankers themselves, Doeren Mayhew’s team of lending credit union auditors understand your business and the importance of value-added loan review services. Look to our loan review consultants to:

Ensure sound underwriting policies and procedures are in place
Validate accounting standards and regulatory guidelines
Assess the risk-rate of loans and loan policy exceptions
Evaluate allowance for loan and lease loss methodology
Help management understand the overall loan portfolio quality
Provide solutions for improvements

Delivering Value in Our Loan Review Services

Doeren Mayhew’s lending specialists have an in-depth understanding of the current environment in which credit unions lend. Combining our understanding of your situation with technical lending expertise, Doeren Mayhew offers a variety of loan review services for credit unions that deliver value, including:

MBL loan review services
Credit analysis
Loan structuring
Collections review
Collateral analysis
Borrower due diligence
Underwriting evaluation
Loan policy development and evaluation
Covenant monitoring
Peer comparisons
Workouts
Troubled debt restructures
Secondary market quality control reviews
Internal loan review control implementation
Business plans for new loan offering
Training of employees on lending portfolio review

Want to make sure your credit union’s largest asset is performing to its full potential? Rely on Doeren Mayhew’s credit union auditors and loan review consultants to deliver the value-added loan review services your credit union needs. Contact them today!