Business Valuations for SBA Lending

An improving business climate for small businesses is continuing to present new opportunities for banks to provide financing when businesses change hands, often through the Small Business Administration (SBA). Yet, these new opportunities don’t come without added validation. Aimed at protecting the integrity of the loan, the SBA may require an independent business appraisal before guaranteeing the loan.

Doeren Mayhew’s Valuation and Litigation Support Group can provide your bank with an independent loan valuation to satisfy any due diligence requirements necessary for successful financing. Well-versed in the needs of SBA lending requirements and valuation attributes of small businesses, our credentialed professionals stand ready to assist your bank in understanding its lending liability in a time-sensitive manner.

Meeting the Requirements

SBA’s Standard Operating Procedure (SOP) 50 10 5(J) may require lenders to request an independent business valuation be performed by a qualified source. A qualified source in the eyes of the SBA is an individual holding one of the following accreditations:

• Accredited Senior Appraiser (ASA)
• Accredited in Business Valuations (ABV)
• Certified Business Appraiser (CBA)
• Certified Valuation Analyst (CVA)

At Doeren Mayhew, each of our valuation experts holds at least one of these accreditations, if not more, to meet the qualifications and certify the information contained in our reports are accurate.

Why Doeren Mayhew?

Leverage the benefits of working with our Valuation and Litigation Support Group to ensure your bank’s valuations meet SBA’s approval.

• Meets SBA SOP compliance requirements
• Ability to serve clients nationwide
• Experience across many industries
• Reports are Uniform Standards of Professional Appraisal Practice compliant
• Turnaround time is 5-10 days after all information is provided

To learn more about our services, contact our Valuation and Litigation Support Group.

“Now that we have worked on a few transactions together, I can say that you have proven yourselves to be extremely knowledgeable and responsive. I always feel that each transaction, big and small, gets the same thorough analysis. That attention to detail results in a report that is of high quality both in the analysis and the presentation. Not only is your work of the highest quality, but even more importantly, you and your team have impressed us with your responsiveness. The turnaround time for quotes, questions and final reports has always been top notch. Thank you for making this part of the SBA lending process simple and efficient. I look forward to working with you and your team for years to come.” – John Laman – Vice President, Commercial Lending – Bank of Ann Arbor