Joseph Zito
Troy, MI

Leveraging nearly 30 years’ of public accounting and financial institutions experience, Joe has an extensive portfolio specializing in meeting the risk-based assurance and advisory needs of credit unions and community banks.

Joe’s true passion is risk management. He collaborates with clients to understand all areas of their operations to help identify potential risks and provide valuable insight for areas of improvement. He specializes in delivering tailored risk management solutions, including certified audits, agreed upon procedures, internal audits, enterprise risk management implementation, commercial credit risk advisory, FDICIA consulting and regulatory compliance. Furthermore, Joe understands the complexities of mergers and acquisitions, and the current market for institutions looking to expand their service lines or footprint. His risk-based mindset provides a unique perspective during transactions helping not only drive success, but avoid any potential risky outcomes.

Dedicated to serving as an educational resource, Joe is also often called upon by national associations to speak on a variety of audit, accounting, regulatory and business advisory topics, solidifying his position as a trusted leader in the industry.

Leveraging his deep understanding of accounting, auditing and financial institution regulations, Joe serves as a trusted resource and partner to clients. Whether ensuring regulatory compliance, providing strategic direction, or helping improve internal controls, clients count on him to navigate their path to success.

  • Certified Public Accountant (CPA)
  • Credit Unions
  • Audit Services
  • Internal Audit
  • Credit Risk Management and Loan Review
  • CUSO Advisory
  • Banks
My goal is to serve as a trusted resource for guidance on risk, accounting and regulatory questions. I apply my 30 years’ industry experience to listen, observe and assist clients in helping them achieve their strategies.
Joseph Zito - Principal/Shareholder